Property Insurance
This protects against loss or damage to your commercial property and the contents within. This includes fire, theft, and other damages.
Casualty Insurance
This protects against loss or damage to your business and is normally combined with property insurance.
Liability Insurance
This covers you against damages caused from negligence by the business or its employees to others.
Commercial Auto Insurance
This specifically covers vehicles used by your business against damage to other vehicles and property. Your regular auto insurance does not cover vehicles used by your business.
Workers Compensation
This covers your employees against injuries that occur on the job, paying for medical bills, damages, and rehabilitation.
Business Interruption Insurance
This covers loss or damage to the cash flow and profit of your business caused by some event or disaster that causes the business to be unable to operate.
Health Insurance
This gives you and your employees health insurance benefits.
Life and Disability Insurance
This coverage protects your business against the death or disability of key employees vital to its operation. This is usually done in concert with a business succession plan to ensure the business can continue if a partner or owner dies or is rendered incapable of continuing their duties.
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